Personal

Checking

Personal Checking

At Westamerica, you can choose from a wide variety of checking accounts to suit your financial needs. Our account selection ranges from basic banking services to packaged, interest-bearing accounts.

  • Value
  • Interest
  • Signature
  • Premier Plus

Premier Plus

  • An account for those aged 50 or better with valuable membership benefits and services.
  • $8.00 Membership Fee per month.1
  • Enrollment in eStatements; otherwise, $4.00.1
  • Earns interest on daily collected balances of $1,000 or more.
  • Free StarConnect Plus online banking with unlimited bill pay.
  • Payment Card Protection for all your credit, debit and ATM cards in the event of loss or theft.
  • $10,000 Accidental Death and $150,000 Common Carrier Insurance.
  • Free personal size safe deposit box or a $45.00 discount on a larger box for one year.
  • Free standard Westamerica checks.

1 For detailed information on balance requirements, activity requirements and fees, and customer eligibility, please see our Personal Schedule of Fees and Charges (PDF), Deposit Agreement and Disclosure (PDF) and July 2025 Funds Availability Policy Update (PDF).

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