Home Equity Personal Credit Lines
For home remodeling, education financing, or to pay off higher rate debts. You'll have convenient access to funds by credit line check, telephone transfer, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor.
To apply, call 1-800-442-6202.
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Institution NMLSR ID: 530568.
Personal Loans and Lines of Credit
Call Loan Express at 1-800-514-1460 and apply over the phone. Simply answer a few simple questions, and in most cases, you'll know right away if your loan is approved.
For the purchase or refinance of a new or used car or light-duty truck. Extended repayment terms available.
For a variety of needs, such as a major purchase or consolidation of debt.
Unsecured Personal Credit Line
Funds are available as you need them, and you pay interest only if you borrow. Convenient access by credit line check, telephone, or in your branch.
Stock or Bond-Secured Personal Credit Line
Lower interest rates than for many other forms of credit. Immediate access by credit line check, telephone, or in your branch whenever you want it.
Extra Cash Overdraft Protection Line of Credit
Extra Cash Overdraft Protection Line of Credit is a revolving credit line which offers overdraft coverage for your checking account. If your checking account becomes overdrawn, available funds will be automatically transferred once per day at the end of the day in multiples of $100 (or for the unused portion of the credit limit if it is less than $100) from the Extra Cash Overdraft Protection Line of Credit to the checking account. The annual fee is $25 and there is a $12 fee for each transfer. The interest rate is fixed and is charged from the date the funds are advanced until repaid.
This is a line of credit which is subject to credit approval and requires an application. This is not a commitment to lend and other restrictions apply. Visit your local branch or call us at 1-800-848-1088 for more information and to obtain an application.
Personal Credit Cards
Westamerica offers you great credit card options that allow you to earn rewards, track spending, and more. Apply online for your card today or at any Westamerica branch location!