Home Equity Loans
Put your equity to work for you while enjoying potential tax advantages. Fixed rate of interest, flexible options.
Equity Personal Credit Line
Higher amounts available anytime you need them, easy access to funds by credit line check, telephone, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor.
Let us help you reach your home ownership goals. With our wide selection of mortgage loans and programs, it's easy to get the one that's right for you. Fixed and adjustable rate mortgages, fixed-to-adjustable, construction loans, and more.
Call Westamerica's Residential Real Estate Department at 1-800-442-6202 to apply.
Apply for the following loans...right over the phone! Simply call Loan Express at 1-800-514-1460. Answer a few simple questions, and in most cases, you’ll know right away if your loan is approved.
For the purchase or refinance of a new or used car or light-duty truck. Extended repayment terms available.
For a variety of needs, such as a major purchase or consolidation of debt.
Unsecured Personal Credit Line
Funds are available as you need them, and you pay interest only if you borrow. Convenient access by credit line check, telephone, or in your branch.
Stock or Bond-Secured Personal Credit Line
Lower interest rates than for many other forms of credit. Immediate access by credit line check, telephone, or in your branch whenever you want it.
Personal Credit Cards
We have a trusted relationship with you. That's why we can offer you a better credit card - one that's a really smart choice. Westamerica offers you great credit card options that allow you to track spending, earn rewards, and more. Your Rewards are Waiting! Apply for your card today at any Westamerica branch location!
Verified by VISA®
Protect your Visa® credit card and Visa® check card with a secure password for online shopping. All you have to do is register with Verified by Visa® today! Registration is quick, easy, and FREE! To register, just have your Visa credit or check card handy and click on the Register Now link. In just a few steps, you'll be registered and ready to shop.