Skip to content

Smart Guard

Smart Guard is a unique package of benefits which can help protect your identity and your credit with fraud prevention solutions.

As a member, you enjoy the following benefits:



Identity Theft Insurance*
Members have up to $5,000 in financial compensation for covered expenses incurred in the recovery of their stolen identity.

Identity Fraud Support Service
Receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Fraud Assist Toolbox
This convenient, online tool helps streamline the identity theft prevention and recovery process. Members can choose to set fraud alerts and stop pre-approved credit offers.

Payment Card Protection
Members can protect all their credit, debit, ATM and debit cards in the event of loss or theft. As a member you can register your card numbers and get help to cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.

Call or visit your local Westamerica Bank branch to enroll.


Smart Guard Member LOGIN


*The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (“FSA” or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association.