Loan Express
A personal loan right over the phone

With Westamerica Bank’s Loan Express service, you can apply for a loan or line of credit right over the phone.

Get a Loan in Minutes
Simply call 1-800-514-1460, between the hours of 8:30 am and 4:30 pm, answer a few easy questions, and in most cases, you’ll know if your loan is approved in moments.

Fast, Easy, and Convenient
More than just fast and easy, Loan Express offers you loans at low rates and the peace of mind of speaking to a lending expert. All this in addition to the superior customer service you’ve come to expect from Westamerica Bank.

Choose from a Variety of Loans
Loan Express personal loans and lines of credit are designed expressly to meet your needs:

Auto Loans
• For the purchase or refinance of a new or used car, RV or boat.
• Credit amounts up to $75,000

Unsecured Loans
• For a variety of needs such as a major purchase or consolidation of smaller debts.
• Credit amounts from $3,000- $25,000
• Fixed interest rate and payments
• Low monthly extended repayment terms

Unsecured Lines of Credit
• For a variety of needs such as a major purchase or consolidation of smaller debts.
• Credit amounts from $5,000 - $250,000
• Variable interest rate
• Immediate credit when you want it; just write a check up to your available credit.
• Payment flexibility; pay any amount from the minimum payment up to the outstanding balance.
• Can be used as overdraft protection for your checking account.

All loans offered through Loan Express enjoy low rates and no prepayment penalty. Call us today!