Deposit-Related Services

24-Hour Customer Service
Toll-free and no charge to do business by phone. We feature an automated inquiry system, plus our representatives are available 24 hours a day, 365 days a year to serve just about any of your banking needs.

Overdraft Protection
You'll appreciate our variety of ways to protect your checking account from becoming overdrawn.

Extra Cash
Our overdraft line of credit provides coverage for your checking account if you're caught short of funds.

Linked Overdraft Protection
Enjoy the security of automatic overdraft transfers from a savings account, another checking account, or from a personal line of credit.

Direct Deposit
Enjoy the security and convenience and have immediate access to your money. Simply authorize the Treasury, your employer, or anyone else you receive recurring payments from to deposit your checks directly into your Westamerica account.

Star Fax.
Bank from your office or home with our exclusive service that provides up-to-the-minute account and loan information and transactions via your fax machine. Simply dial your phone to connect whenever you wish, or set up a schedule to automatically receive account information by fax.

Foreign Exchange Services
Traveling made easier. Choose from over 100 foreign currencies, plus international drafts and wires.