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Deposit Accounts

Checking and Savings
Different accounts for different people. At Westamerica, you can choose from a wide selection of checking and savings options. Your personal Community Banker will be pleased to help you choose the accounts that best fit your needs.

Star Checking
Our exclusive checking plan offers you a bundle of valuable services and extras, and lets you link balances in other accounts to avoid service charges. Includes free personalized checks, unlimited use of any ATM with no charge by Westamerica if balance requirements are met, a personal size safe deposit box at no charge, no-fee travelers checks, free Star Fax service, and more.

Premier Plus Checking
Even more benefits if you're 50 years or better! With a low membership fee, you get interest on your checking, all the benefits of our Premier Checking account, plus fee-free official checks, a personal size safe deposit box free for one year, medical emergency data card, prescription benefits, automobile trip routing, and more.

Interest Checking
Lets your unused funds earn interest instead of sitting idle.

Regular Checking
Our simple, easy-to-balance checking account fits the needs of almost everyone.

Economy Checking
If you have limited checking needs and you're looking for a lower monthly service charge. No per-item charges for the first eight checks or point-of-sale transactions.

Money Market Savings
Earns a higher rate of interest than checking and regular savings accounts, while providing you with easy access by check.

Regular Savings
Traditional, flexible savings account with interest compounded daily.

Holiday Club
Convenient, painless way to "automatically" build a nest-egg for the holidays or for any special need.

Certificates of Deposit
Enjoy higher rates plus peace of mind with our FDIC-insured certificates. Lock in your rate for as few as seven days to as long as five years.

Retirement Plans
We offer a variety of accounts to help you save for a comfortable future, including Individual Retirement Accounts and Simplified Employee Pensions.