Westamerica - Loans and Lines of Credit

Loans and Lines of Credit

Home Equity Loans
Put your equity to work for you while enjoying potential tax advantages. Fixed rate of interest, flexible options.

Equity Personal Credit Line
Higher amounts available anytime you need them, easy access to funds by credit line check, telephone, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor.

Home Loans
Let us help you reach your home ownership goals. With our wide selection of mortgage loans and programs, it's easy to get the one that's right for you. Fixed and adjustable rate mortgages, fixed-to-adjustable, construction loans, and more.

Personal Credit Cards
The Westamerica Bank Visa Platinum Card has the perfect combination of savings and rewards. No annual fee, generous credit line, and powerful benefits. To apply, click here and use offer code 7VF9.

Apply for the following loans...right over the phone!

Auto Loans
For the purchase or refinance of a new or used car or light-duty truck. Extended repayment terms available. To apply, call Loan Express at 1-800-514-1460.

Personal Loans
For a variety of needs, such as a major purchase or consolidation of debt. To apply, call
Loan Express at 1-800-514-1460.

Unsecured Personal Credit Line
Funds are available as you need them, and you pay interest only if you borrow. Convenient access by credit line check, telephone, or in your branch. To apply, call Loan Express at 1-800-514-1460.

Stock or Bond-Secured Personal Credit Line
Lower interest rates than for many other forms of credit. Immediate access by credit line check, telephone, or in your branch whenever you want it. To apply, call Loan Express at 1-800-514-1460.