Deposit accounts are FDIC insured up to $250,000 per depositor.
• Single accounts = insured up to $250,000
• Joint accounts (equal ownership) = insured up to $250,000 for each owner
• IRA deposits = insured up to $250,000 per plan depositor
• Accounts that are registered in a Living Trust = insured up to $250,000 per owner, per beneficiary.
For further information about FDIC deposit insurance coverage, visit www.fdic.gov/deposit or call the FDIC at 1-877-275-3342.
Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage.
EDIE Estimator links:
- English Online Version
- Spanish Online Version