About Westamerica

Westamerica Bancorporation
With over $4.6 billion in assets, Westamerica Bancorporation is the parent company of Westamerica Bank, which serves communities throughout Northern and Central California. First chartered in 1884, we've grown into one of California's premier banking companies, and one of the most stable community banks in the nation. Our corporate philosophy stresses a commitment to the communities we serve, with an emphasis on local management and local decision makers.

Westamerica Bank
The largest subsidiary in our holding company, Westamerica Bank is a regional community bank with 86 offices located throughout Northern and Central California. In the early 1980s, the holding company brought its banks together under the Westamerica name, with one board of directors and one president. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability.

Financial Health and Safety
Westamerica Bancorporation maintains exceptionally good asset quality, and our capital ratios significantly exceed regulatory minimum requirements. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. Our stock is traded on the NASDAQ stock market under WABC.

Relationship Banking at its Best
More and more businesses want a bank that offers the best of two worlds – the resources and range of services of a big bank, combined with the flexibility and personal attention of a small bank. That's just what we do at Westamerica. With our wide range of business banking solutions, our unparalleled standard of customer service, and your own Community Banker™, we'll work with you to design the banking plan that will help your business grow and prosper. And we're committed to building long-term relationships, so we focus on your business's individuality and ever-changing needs, and our credit and other banking decisions are made locally, not like the larger, impersonal banks.