Deposit Accounts

Checking and Savings
At Westamerica, we know that every business is unique. That's why we offer a range of checking and savings products and services. Your own Community Banker will help you select the accounts that are right for you.

Business Star
Lets you link up to four checking and savings accounts to your primary checking account to earn credit toward monthly activity costs. Plus, you get a Bonus Package including an introductory Business Check Package, free personal size safe deposit box, no-fee travelers checks, official checks, and more.

Account Analysis
Earnings allowance may offset or eliminate fees. You can even consolidate account balances for greater earnings.

Interest Checking
For sole proprietors and nonprofit organizations. Lets your unused funds earn interest instead of sitting idle.

Regular Checking
Simplified checking plan for any small business.

Money Market Savings
Earns a higher rate of interest than checking and regular savings accounts, while providing you with easy access by check.

Regular Savings
Traditional, flexible savings account with interest compounded daily.

Certificates of Deposit
Put your excess cash to work with our FDIC-insured certificates. Lock in your rate for as few as seven days to as long as five years.

Retirement Plans
Our flexible, bundled 401(k) plans are custom-designed for your business. We also offer Keoghs (Qualified/Defined Contribution Plans), IRAs, and more to help you and your employees plan for a comfortable retirement.

Professional Banking Program
Designed especially for busy professionals. You get a banker who knows you, understands your profession, and is available around-the-clock, as well as credit programs with flexible terms, and office management services that can save you both time and money.