Cash and Payment Management Services

Account Reconciliation
Customized, streamlined accounting, with daily, weekly, or monthly reports of paid and outstanding checks.

ACH Origination
Onsite Banker ACH Origination service lets you generate electronic debits and credits to be processed through an Automated Clearing House. Ideal for collecting recurring payments like dues or premiums, and for direct deposit of pay into employees' bank accounts.

Association Management
Our PC-based payment and reconcilement system streamlines your accounts receivable tracking.

Cash Concentration
To help you manage your cash, we'll automatically move available cash into the account you designate.

Lockbox Service
We'll process your incoming paid invoices, freeing your staff for more productive duties. Speeds up your accounts receivable collection while reducing processing time.

Tax Payment Service
Sign up for RemitOne, our electronic tax payment program that lets you remit federal, state, and local taxes via touch-tone phone, Internet, or modem. It's secure, reliable, and confidential. For a demonstration of our RemitOne Internet service, click here. Of course, we accept "over-the-counter" tax deposits, too.

Merchant Card Services
We offer a wide range of processing services to capture Visa®, MasterCard®, Diners Club®/Carte Blanche®, Discover®, American Express®, and other card transactions. You get convenient, prompt access to funds at competitive rates.

Electronic Banking
Choose the service that best fits your business needs. With either solution, you're in control of your finances 24 hours a day, from the convenience of your own office or home. For more information on these and other electronic banking solutions, click here.

Onsite Banker and Onsite Banker Plus
Full-featured PC- or Internet-based banking software, offering cash management options like account concentration and reconciliation, balance and transaction viewing, funds transfers, wire transfers, and more. ACH origination and Positive-Pay modules are also available. Ask your local Community Banker for a demonstration.

StarConnect Plus™ Plus for Business
Westamerica Bank's Internet-based banking and bill pay system. Get balance and transaction information, transfer funds between accounts, track stocks, and more. Pay bills and invoices with the touch of a button. Includes Web Connect, our Quickbooks®, Quicken®, and Money® interface. For more information or a demonstration, click here.

Star Fax
Bank from your office with our exclusive service that provides up-to-the-minute account and loan information and transactions via your fax machine. Simply dial your phone to connect whenever you wish, or set up a schedule to automatically receive account information by fax.

Credit Cards
Our Visa Business Cards let you separate your business and personal expenses; access detailed spending reports, control employee spending limits, and much more. Receive the benefit of great rates and reward options including travel, merchandise, gift certificates and cash. Call us or stop by your local branch for more information or to apply today! The creditor and issuer of the Visa Business Card is Elan Financial Services.

To apply for your card now , click here

Wire Transfers
For those times when you need to get funds to their destination within hours.